Planning for your retirement can be as Carey thought, whether it is just around the corner or years in the future. Martin Hawes, one of New Zealand's best-known experts on personal finance, answers all of the questions that may be keeping you up at night: how much will I need to retire? Can I afford to stop working? How do I make sure my money lasts as long as I do?Hawes guides you step-by-step through the planning process, showing you how you can safely create a regular income from your investments for the rest off your life