Having all the money in the world means nothing if you can't share it with someone you love.After winning $900 million in the Mega Millions Lottery, single mom, Gretchen Nelson, is having a hard time adjusting to her new way of living. Being super-rich is a far cry from being homeless only the year before. Guarded night and day against kidnap and extortion attempts means she and her daughter, Amy, are never alone. This constant scrutiny is wearing thin, so when Gretchen meets Rowdy Jackson, bareback rodeo champion, she pushes back against the restraints all that money places upon her so she can get to know him better.Rowdy is a world champion in his field and there's every reason to believe it will continue. When he meets Gretchen and her daughter, he's charmed, but soon realizes Gretchen's money is going to be an obstacle. He's well set because of his rodeo triumphs, but it's nothing like Gretchen's out-of-sight winnings. Her guardians are over-protective, but they're also very good at what they do, and they care about Gretchen and Amy as though they were relatives.Gretchen is constantly trying to and "do the right thing and " and give her money away, but she makes poor decisions and doesn't always listen to her advisors. Rowdy has to firmly remind her to think twice about who she helps and how.Can Gretchen and Rowdy find a way to be together despite her money? And what are they going to do when Amy's deadbeat dad shows up to get a share?