Systematic analysis of the underlying causes of the global financial and economic crisis provides a wealth of problematic material for research at seminars and lectures with students and students of senior courses of economic universities and faculties. The author considers the origin and formation of the so-called "monetary civilization" or market economy in the context of the spiritual and moral evolution of society. Overcoming the permanent crisis, according to the author, is possible only with the complete dismantling of the "monetary civilization." A rather radical conclusion of the author allows you to maintain and deepen interest in the study of economic disciplines. Retrospective-predictive presentation of the material allows the reader to build their own causal scenarios, models of the present and future, allows you to agree with or oppose the author, which makes the book an effective textbook.